Pricing and terms

Only pay for what we've financed. Predicatable billing

All rates, fees and penalties are disclosed before you apply. Figures shown are the current maximum rates.

Salary AdvanceOne-Time or Installment Loans, up to 6 months
  • Interests and fees

    3.5% base interest + 1% administration fee

    4.5%per loan per month
  • Late payment penalty

    Pro-rated daily (about 0.15%/day) from the first day past due

    4.5%per month on overdue
  • Amount remaining from installments

    The maximum share of salary left from installment repayments

    33%of salary
Credit Disbursements
  • Interest & fees

    Reducing balance each term · 3.5% interest + 1% processing fee

    4.5%
  • Late payment penalty

    Pro-rated daily (about 0.15%/day) from the first day past due

    4.5%per month on overdue
  • Repayment cap

    Maximum share of salary per term

    33%
Platform & serviceApplies across both products
  • Platform fee

    Fee to operate and manage the service

    None
  • Transaction costs (PSP)

    Payment processing via PSP partners

    Absorbed by Payleo
  • Interest computation
    Reducing balance
Miscellaneous
  • Support hours
    6am – 6pm, 5 days a week
  • Notification

    Means for getting credit related information

    SMS, Email
  • Languages
    Kiswahili & English

Need a tailored
solution?

Large payroll volumes, unique disbursement structures, or multi-entity setups — work with our team to design a credit agreement that fits your business.

Contact sales

Build your custom package

Work with our team to design a solution that meets your needs:

Salary Advance
Payroll Financing
Disbursements
Instant Transfers
Custom Rails
And more

Get the support you need

  • Dedicated technical account manager
  • Professional onboarding services
  • Custom SLA and response commitments